Sunday, June 5, 2011

FYI: Depressing Housing Situation

We are still in a cramped hotel room. It's been a couple months. I've been driving around in circles and calling every for sale by owner sign and my realtor isn't on the ball.
If he doesn't want to show me houses tomorrow I am going with another realtor. All of the post that say that they will take pets, my realtor says that he called and the person listing the house says otherwise. Seriously!?!? I am tired of this run around. I do most of the work trying to find the place's anyways. Most of the time I drive my butt to the place myself and look at it from the outside because he has something else going on. If he wants this job, he needs to work for it. That's why it's called work. I have another lady that wants to be my agent and she is already doing backflips and I just ran into her while I was taking myself to look at homes.

This is what I want in a rental: A place that is cheap but it has enough space for all of us and will take pets. Minimum: Two bedrooms, one bath, one living area.
If we rent and have low rent, we will be able to pay cash for a lot, and slowly start building. In the state of Texas they will let you do one thing at a time instead of doing everything at once. It might be us building a mother in law cottage first and living in that for a while and then building a standard home later on. But the dream of having a home that is paid for is a big dream of mine.
I am thankful that my mother pushed us to finish our basement to save money because I learned some useful skills (even though my mother's basement was ghetto). I feel like I can do most of the aesthetic work on my own and have someone do the electrical and the plumbing (the expensive stuff. Owch).

Spencer and I can not agree on a place to live. I know he wants land, but all of the places that we have looked at they are overcharging. He would like a house, but again, if you want two good things on one lot, it's going to cost you. So we can get a lot with a trailer for 70 thousand, but across the street the house is going for over 300 thousand. We can't get a VA loan and a construction loan, it has to be one or the other. If we do get a construction loan, we can't move in until the house is finished. The VA loan the house needs to be in livable condition.
A vacant lot is running about 30 thousand, but then you need to clear it and that cost about 25 thousand dollars and then you need to put a septic tank in the ground, there's another 5 grand, and a well, another 5 grand. Life is unfair.

For right now I am going to count my blessings. We are out of California. We have renters in our house out there. We are able to afford to stay in a hotel. My husband is working hard to grow the company and I love him for taking care of our little family and many other reasons.

1 comment:

dannyscotland said...

Dump your realtor! He stinks! I hope you didn't sign anything with him.

That is frustrating that you can't get two loans for different things. I hope you find something soon that will work for you. I can only imagine how frustrating it is living in a hotel.