Tuesday, August 30, 2011

Limbo

So we are in limbo right now with our house. We were pre-approved for our home loan and as of friday they wanted to pull a bunch of tricks and wanted seven differnt letters explaining where the money in our checking account came from. That was on Friday, on Wednesday they wanted five different letters. Seriously? They were demanding all sorts of weird stuff: check stubs and invoices and letters from companies that gave us money in the past who knows how many months. Because of this they had to extend our closing date again and I don't even know when the next closing date is. Good thing it wasn't just us that helped extend the closing date. The owner of the home didn't have all of the receipts in for the repairs on the house and he turned those in right before 5pm. I had all of my letters in before 10am. The morgatge company requested this stuff on Thursday night. Goodness gracious, I'm not sure if all of their request are lagit. We have our hotel until tomorrow because that is what the second closing date that was given us was. The 31st is tomorrow.
I called my realtor and asked her if all of these demands were normal. She said it wasn't. I got a print out of all of the hotel receipts to show the underwriters. I'm thinking that they don't believe that we are living out of hotels. The mortgage company wants every check that we have written in the past six months that is over $200. Can you see how this is stressful? We have given them everything that they have asked for and now we are waiting to hear back. They could say no and if that's the case we'll just get an apartment. Or they could say that they need more paperwork. I'm hoping that they will push everything through.

Tuesday, August 23, 2011

Kindergarten

My son started school on Monday. I really don't have a clue about where the time went so don't ask me that one. I want everyone to be prepared that the first day of school is not the same for every kid. Here is the update:
When dropping my son off on his first day I was hoping that he would act like he would miss me. He put his backpack on his hook, his lunchbox in his cubby and his water bottle on his little shelf and he told me that it was time for me to go. He was not choked up and he didn't act excited. It was like he's done this all before.
After school he acts tired and hungry. Why? I think it's because he's talking the whole time at lunch time and only eats two bites of his lunch.
Texas wants to go to school. He says that it's fun. If I ask him what his friend's names are he says that he doesn't know, but then later on he'll say a name and something about them. For example, "David is funny", or "Samantha says that I'm a gentleman". So he knows the names but doesn't want me asking questions.

His teachers (yes teachers, he has two: Mrs Pate and Mrs Bruins) say that he's doing great in class. I'm afraid that he's being a class clown or maybe a bully. I think that's just me being a paranoid parent. We'll see how the rest of the year goes.